ExtremePLUS
Autosure’s most comprehensive MBI option, with additional factory-fitted comfort, safety, entertainment and suspension components.
ExtremePLUSPDFPowered by
Mechanical Breakdown
Big repair bills? Not your problem.
Cars today have countless mechanical and electrical parts. Autosure MBI helps protect you and your budget against the cost of sudden, unexpected breakdowns. Underwritten by Autosure Insurance Limited.
Buying privately or through a dealer?
Before you accept an MBI quote, talk to Protect My Car. We can check the Autosure options for your vehicle and compare the cover, term and excess — not just the price.
Already have a quote? Let us try to beat it.
Send Lee your existing quote and vehicle details for a no-obligation comparison. Cover is subject to vehicle eligibility and underwriting; a lower price is not guaranteed.
| Benefit | Smart Cover | Extreme Plus |
|---|---|---|
| Max individual claim* | $5,000 | $10,000 |
| Parts & labour cover | ✓ | ✓ |
| 24/7 AA roadside assistance & towing | ✓ | ✓ |
| Electric vehicle package | ✓ | ✓ |
| Additional components | — | ✓ |
| Consumable items | — | Up to $750 |
| Car repatriation | Up to $250 | Up to $500 |
| Accommodation & travel | Up to $500 | Up to $1,500 |
* Your policy schedule confirms your maximum claim entitlement; the scheduled excess is deducted. Total claims are limited to the lower of the vehicle value on your schedule or its market value at the start of cover, less excess. Additional benefits require an accepted claim and are subject to policy conditions. Summary only — see the policy wording for full terms, conditions, exclusions and limits. Not financial advice.
Every engine type
Protects petrol and diesel cars, hybrids and EVs.
1 – 4 year terms
Choose the cover period that suits your car and plans.
Lower your premium
Reduce your premium by choosing a higher excess. Keep your car serviced to keep cover in place.
Your cover, in detail.
Read the full Autosure policy wording before choosing your cover. Your policy schedule confirms your individual cover, excess and limits.
SmartCover
Extensive MBI protection for a wide range of mechanical and electrical components, with an Electric Vehicle Package for eligible vehicles.
SmartCoverPDFProtection beyond the engine.
A modern vehicle has hundreds of mechanical and electrical components. Autosure MBI helps with the cost of sudden, unforeseen breakdowns of covered parts — not just engine repairs.
Engine, turbo & fuel systems
Examples include cylinder heads, pistons, oil pumps, timing chains, turbo components, fuel pumps and injectors.
Transmission & driveline
Examples include automatic and manual gearbox components, torque converters, differentials, drive shafts, CV joints and 4WD transfer boxes.
Electrical & air conditioning
Examples include alternators, starter motors, engine computers, window motors, air-conditioning compressors and condensers.
Steering, suspension & brakes
Examples include power-steering racks and pumps, wheel bearings, suspension arms, brake callipers and ABS modules. Brake pads and other friction materials are excluded.
What does ExtremePLUS add?
Additional cover includes specified factory-fitted cameras and driver-assistance systems, keys and remotes, powered seats and tailgates, sunroof components, audio systems, adaptive suspension and shock absorbers. Consumables required for an accepted claim can be covered up to $750 per claim. Conditions and exclusions apply.
Examples only — not every component is covered by every policy. Pre-existing issues, general wear and tear, routine servicing and impact damage are not covered. Repairs require Autosure’s prior authorisation. Follow the servicing requirements in your policy and retain your service records.
Electric & hybrid vehicles: battery cover and important limits
The Electric Vehicle Package includes specified factory-fitted drive-unit/inverter, dual charger and traction-battery components. Gradual battery capacity loss is excluded.
Battery repair or replacement contributions: SmartCover — up to $5,000 for vehicles up to 10 years old, or $2,500 over 10 years; ExtremePLUS — up to $10,000 for vehicles up to 10 years old, or $5,000 over 10 years. The scheduled excess is deducted. Only one battery replacement is covered per period of insurance.
These are policy limits, not a promise to pay the full repair bill. All cover is subject to the policy wording and your schedule.
The cost of the unexpected
What could a repair cost you?
From an electrical fault to a major transmission repair, the bill can quickly reach thousands. These examples from Autosure show average repair costs including parts and labour.
Electrical
- Electric windows
- $1,050
- Starter motor
- $1,200
- Alternator
- $1,600
- Central locking
- $1,935
- Fuel pump
- $3,225
- Engine computers
- $3,550
- Air conditioning
- $8,600
Engine
- Heater matrix & controls
- $2,580
- Cooling system
- $2,900
- Fuel injection system
- $3,750
- Oil leaks
- $5,160
- Turbo/supercharger
- $5,690
- Head gasket
- $5,910
- Engine overhaul
- $13,000+
Driveline
- Brake callipers
- $1,020
- Anti-lock brakes
- $2,040
- CV joints/axles
- $2,150
- Drive shaft
- $2,365
- Power steering
- $4,300
- Transfer case
- $4,945
- Rear diff/Haldex
- $6,235
- Transmission
- $9,675
Source: Autosure repair-cost diagrams, based on 2023/4 claims. Illustrative estimates only, not current repair quotes; actual costs vary by make and model. All amounts are NZ dollars and include GST. Not all components are covered by all policies. Repair estimates are not insurance payout amounts and may exceed your cover limits. Excesses, conditions and exclusions apply — see the policy wording and your policy schedule.
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